Procedure #NP674.0 Student Accident Insurance outlines the responsibilities for ensuring that families are aware of student accident insurance.
On this page:
Stakeholder Groups with Responsibilities under this Procedure
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Director of Education
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Superintendents
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Principals and Vice-Principals
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Senior Manager of Administrative Services
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Board Staff
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Parents(s)/Guardian(s)
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Students
Relationship to Board Priorities
The Student Accident Insurance procedure supports the priority of Build Collaborative Relationships by building trusting relationships based on respectful and responsive communication to students and families, and Foster Well-Being and Mental Health by creating safe, healthy, and inclusive learning and working environments.
Timelines and Next Steps
This procedure was scheduled for review at the May 22, 2024 Executive Council meeting.
Providing Feedback
Questions about this policy and/or procedure should be raised with your principal, manager or supervisor. If additional clarification is required, principals, managers and supervisors may contact the lead superintendent and/or subject matter expert and Trustee Services.
In accordance with Board Policy 285.0, Board Policies, Procedures and Supporting Documents, the Board welcomes all comments and suggestions on Board policy.
Input is an important component of the review process. If you feel a policy and/or procedure needs to be revised, feedback may be submitted through the school council or by submitting the online form. In your response please:
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outline clearly the specific section(s) of the policy and/or procedure in which you are not comfortable,
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suggest specific alternate wording to reflect your position, and
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identify the reason(s) for your concern(s).
Specific recommendations or questions about the review process should be submitted using the online form or sent to the Policy Officers via email at policy.committee@yrdsb.ca, or via telephone at 905-727-0022 extension 2570 or in hard copy at The Education Centre – Aurora.
Legislative Context
Related Documents
Procedure #NP138.0, Insurance: Personal Liability, Property Damage and Student/Visitor Injuries
It is the expectation of the York Region District School Board that all employees, students and persons invited to or visiting Board property, or partaking/volunteering in Board or school-sponsored events and activities, will respect the policies and procedures of the Board.
Board Procedure #NP674.0 Student Accident Insurance
1. Procedure Statement
The Education Act states a board may provide, by contract with an insurer under the Insurance Act, accident and life insurance for pupils, the cost of which is to be paid on a voluntary basis by the parents or guardians.
2. Application
The York Region District School Board does not provide accident insurance coverage for student injuries that occur on school premises, during school extra-curricular activities (athletics, clubs, field trips) or during school sponsored activities. Accidents can and do happen. Injuries can result in substantial expenses that are not covered by provincial health care or employer group insurance plans. The York Region District School Board will select a third-party student insurance provider and communicate details to families. Participation is voluntary but highly recommended and the costs are to be paid by the parent/guardian. Students in co-op settings (excluding classroom settings) and Ontario Youth Apprenticeship Programs (OYAP) are covered for workplace injuries through the Workplace Safety and Insurance Board (WSIB)
3. Responsibilities
3.1 Business Services shall:
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select an appropriate insurance provider; and
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ensure that Student Accident Insurance information is included in the School Start-Up Package.
3.2 Principals shall:
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ensure that student accident insurance information is included with the School Start-Up Package and is distributed to each student by the end of the first week of school each year;
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ensure that new students, who are enrolled through the school year, receive the School Start-Up Package, including student accident insurance information as part of the registration procedure;
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ensure that parents/guardians understand that they must purchase student accident insurance directly through the carrier;
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instruct all coaches to emphasize with parents and guardians that the school strongly recommends the purchase of this insurance for all students involved in athletics;
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ensure student accidents are reported electronically through the Ontario School Boards’ Insurance Exchange website; and
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in the event a parent/guardian requests a copy of a student incident report, contact Insurance and Risk Management.
3.2 Parents shall:
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understand that the York Region District School Board does not provide accident insurance coverage for student injuries that occur on school premises, during school extra-curricular activities (athletics, clubs, field trips) or during school sponsored activities;
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recognize that student accident insurance is voluntary, although strongly recommended;
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purchase student accident insurance directly through the carrier;
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understand the insurance agreement is between the family and insurance provider; and
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direct all questions regarding coverage or claims directly through the insurance provider.
4. Definitions
4.1 Student Accident Insurance
Student accident insurance is insurance provided through a third party and is available to parents and guardians to assist with the costs associated with accidents and injuries to their children.
5. Contact
Business Services
6. Procedure History
Approved: December 1996
Working Document: June 2014
Revised: October 2008, March 2015, April 2024